Terms of Service

Last updated: October 6, 2026

These Terms of Service (the “Terms”) govern your use of Oracle, available at betverdick.com (the “Service”), operated by Cortex Africa SAS, a simplified joint-stock company registered in Cameroon (“we”, “us”). By creating an account, buying a plan or credits, or using the Service, you accept these Terms. If you do not accept them, do not use the Service.

1. What Oracle is — and what it is not

Oracle is a sports betting research and analysis service, provided for information and entertainment purposes only. It produces analysis reports written by AI agents on top of a statistical model (Poisson distribution), a detector of potentially mispriced odds (comparison with reference bookmakers), and a public, time-stamped record of the bets it has flagged, with their return on investment (ROI) and closing line value (CLV). Coverage currently includes football (worldwide) and NBA basketball and may change.

• Oracle is not a bookmaker or gambling operator. It takes no bets, accepts no stakes, holds no player funds, pays no winnings and holds no gambling licence.
• Oracle does not provide financial, investment, legal or personalised betting advice. Its analyses are general and do not take your situation, your budget or your local law into account.
• Analyses are generated automatically by AI models. They may contain errors, omissions or outdated information (line-ups, injuries, odds). Odds shown may differ from those actually available to you. Always check before acting.
• League, team and bookmaker names are used only to identify events and prices. Oracle is not affiliated with, endorsed or sponsored by any league (including the NBA), club or bookmaker. [À VALIDER : confirmer qu’Oracle ne perçoit aucune commission ni lien d’affiliation avec un opérateur]

2. No guarantee of results

No analysis guarantees a win. Every bet can lose its entire stake. Past results do not predict future results. A “value” or “edge” signal is a model estimate, not a promise. You alone decide whether to bet, how much, and with whom.

Our track record is public and includes every loss. At the date of these Terms, it shows a negative ROI and negative CLV: Oracle has not demonstrated any lasting ability to beat the betting market. A “no bet” verdict (abstention) is a complete result of the Service, not a malfunction.

3. Eligibility and age

• You must be at least 21 years old. If the legal age for sports betting where you live or where you use the Service is higher, that higher age applies. Where the applicable law sets the legal age for sports betting at 18, you may use the Service from 18. The Service is never available to anyone under 18. [À VALIDER : règle d’âge (fondateur) et capacité à contracter selon le droit camerounais (avocat)]
• You must not use the Service where sports betting, or access to betting-related information or services, is prohibited. It is your responsibility to check your local law. We may restrict access from certain territories.
• If you are self-excluded from gambling or subject to a gambling ban, we ask you not to use the Service and to contact us so that we can close your account.

4. Your account

• You sign in with a one-time code sent to your email address (and, if you set one, a secret code). Keep your email account and secret code secure; activity on your account is presumed to be yours.
• One account per person, for personal use. Accounts may not be shared, sold or transferred. Signing in on a new device signs out your other devices.
• Free welcome credits are granted once per person. Creating several accounts to obtain them again is prohibited.

5. Acceptable use

You agree not to:

• use the Service for any unlawful purpose or where it is prohibited;
• copy, scrape or extract the analyses or data by automated means, or resell, republish or redistribute them for commercial purposes (sharing through the built-in share links for personal, non-commercial purposes is allowed);
• circumvent credits, usage limits or security measures, or attempt to access other users’ data;
• reverse engineer, overload or disrupt the Service;
• impersonate anyone or provide false information.

6. Plans, prices and payment

The Service offers free welcome credits, subscriptions (7-day pass, monthly and annual, as shown at checkout) and credit packs. Prices are shown before purchase, in the currency for your region. [À VALIDER : Serge — prix TTC ou HT, taxes (TVA/sales tax) et devise facturée]

• Card payments are processed by Whop (and, later, Stripe). Whop handles the payment and may appear on your statement; Cortex Africa SAS remains the provider of the Service and is responsible to you for it. We never receive or store your full card number. [À VALIDER : rôle exact de Whop selon le contrat vendeur signé (merchant of record limité au paiement)]
• Mobile Money (MTN, Orange) is available in some African countries. A Mobile Money payment is a one-off payment: it never renews automatically. Your credits or plan are activated once the payment is confirmed (usually within an hour).
• Fees charged by your bank or mobile operator remain your responsibility.

7. Subscriptions, automatic renewal and cancellation

• Card subscriptions renew automatically at the end of each period (7 days, 1 month or 1 year, as shown at checkout), at the price then in force, using the same payment method, until you cancel. [À VALIDER : le pass 7 jours est-il reconductible ou ponctuel ? (fondateur + Serge)]
• Before you pay, we show clearly and next to the payment button: the price, the renewal frequency, the fact that the subscription continues until cancelled, and how to cancel. We ask for your express consent to these automatic renewal terms. After purchase, you receive a confirmation containing these terms and the cancellation instructions.
• You can cancel online at any time, in a few clicks, from [À VALIDER : emplacement exact du bouton — à créer dans Paramètres ou lien direct vers le portail client Whop], without calling us and without any other step. You can also cancel by email at [À COMPLÉTER PAR LE FONDATEUR]. Cancellation stops all future charges; your plan stays active until the end of the period already paid.
• If we change the price of your subscription, we will notify you before the new price applies, within the time limits required by law, and you may cancel before it takes effect. For annual plans, we send a reminder before each renewal.
• Deleting your Oracle account does not by itself cancel a card subscription managed by our payment provider: please cancel it first, or ask us to. [À VALIDER : idéalement : la suppression du compte doit résilier l’abonnement automatiquement]

8. Credits

• One credit pays for one full analysis, not for a guaranteed pick. The credit is used when the analysis is run, including when the conclusion is “no bet”: that verdict is the service provided.
• If the analysis fails for a technical reason (interrupted, failed to start, or match already played), the credit is automatically returned to your balance.
• Credits have no cash value, cannot be transferred or exchanged for money, and are lost when your account is deleted. Promotional vouchers follow their own conditions and have no cash value.
• [À VALIDER : Serge — les crédits d’abonnement non utilisés expirent-ils à la fin de chaque période ? Durée de validité des packs ?]

9. Refunds

[À VALIDER : Serge — l’ensemble de cette section (clause financière)]

• An analysis concluding “no bet” is not refundable: the service was provided.
• A technical failure is compensated automatically in credits (section 8).
• A payment error (duplicate charge, wrong amount, charge you do not recognise) is refunded in money: contact us at [À COMPLÉTER PAR LE FONDATEUR].
• Subscription fees already paid for the current period and credit packs already credited are not refunded, except where the law requires it or as provided below.
• Consumers in the European Union and the United Kingdom have a 14-day right of withdrawal from the purchase. Because the Service starts immediately, we ask you at checkout to expressly request that it start during this period. If you withdraw within 14 days, we refund the amount paid minus the value of the service already provided (for example, credits already used). [À VALIDER : avocat — qualification (service vs contenu numérique) et case de consentement au checkout, à créer]
• If we close your account without any fault on your part, or discontinue the Service, we refund the unused part of any prepaid subscription period and unused purchased credits.
• Please contact us before disputing a charge with your bank; we will look into it quickly.

10. Intellectual property

The Service, its software, models, texts, analyses, design and the Oracle brand belong to Cortex Africa SAS or its licensors. We grant you a personal, non-exclusive, non-transferable and revocable licence to view and use the analyses for your own personal, non-commercial purposes. Sports data and odds come from third-party providers and remain their property. If you send us suggestions, we may use them freely.

Bets flagged by the Service are part of Oracle’s public track record and are shown without your name or email address. If you delete your account, settled bets remain in the public record, detached from your account, so that the record cannot be altered after the fact.

11. Suspension and termination

You may delete your account at any time from Settings. We may suspend or close an account in the event of a breach of these Terms, fraud, abuse, a risk to the security of the Service or a legal requirement — after notice where reasonably possible. We may modify or discontinue features; if we discontinue the Service as a whole, we will give reasonable notice.

12. Availability and disclaimer of warranties

The Service is provided “as is” and “as available”. It depends on third-party providers (hosting, AI models, sports data, payments) and may be interrupted. To the extent permitted by law, we make no warranty that the Service will be uninterrupted or error-free, or that the analyses will be accurate, complete or fit for a particular purpose. This does not affect the statutory rights you have as a consumer (including, in the EU, the legal guarantee of conformity of digital services).

13. Limitation of liability

• We are not liable for your betting losses, or for any decision you make on the basis of the analyses.
• To the extent permitted by law, we are not liable for indirect, incidental, special or consequential damages, or for loss of profits, data or opportunity.
• To the extent permitted by law, our total liability towards you is limited to the amounts you paid us in the 12 months preceding the event giving rise to the claim. [À VALIDER : plafond — Serge + avocat]
• Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, for fraud, for gross negligence or wilful misconduct, or any liability that cannot be limited under applicable law. Some jurisdictions do not allow certain limitations: they then apply only to the extent permitted.

14. Changes to these Terms

We may update these Terms. For material changes, we will inform you in the app or by email before they take effect. For an ongoing subscription, changes apply from the next renewal, and you may cancel before then. The date at the top of this page shows the current version.

15. Governing law and disputes

[À VALIDER : fondateur + avocat — droit applicable et juridiction compétente ; arbitrage et renonciation aux actions collectives volontairement NON rédigés]

These Terms are governed by the laws of the Republic of Cameroon. This choice does not deprive you of the protection of the mandatory consumer protection rules of the country where you habitually reside. Before any proceedings, please contact us so that we can try to resolve the dispute amicably. Subject to the rules allowing consumers to bring proceedings before the courts of their place of residence, disputes fall under the jurisdiction of the competent courts of Douala, Cameroon.

16. General

If a clause of these Terms is held invalid, the others remain in force. Our failure to enforce a clause is not a waiver. These Terms are available in English and French. [À VALIDER : version qui prévaut en cas de divergence] See also our Privacy Policy, Responsible gambling page and Legal notice.

17. Contact

Cortex Africa SAS — [À COMPLÉTER PAR LE FONDATEUR] — RCCM: [À COMPLÉTER PAR LE FONDATEUR]
Email: [À COMPLÉTER PAR LE FONDATEUR]